Considered an Alternative to what is typically called "Fixed Income". It is worth getting Educated on these safe deals and on How and Where to Buy them. You can do that by completing one of the two optional forms below. You can also view a few cases below.
(Scroll to Bottom of Page for Instant Access to View the Deals. Rates recently as high as 7.375%)
What are Secondary Market Fixed Term Annuities or 2nd Market Fixed Term Annuities?
They are factored structured settlements or transferred structured settlements in which you, the Buyer, receive the rights to fixed immediate or deferred monthly annuity payments and/or fixed lump-sum payments in exchange for a one time purchase payment to an individual who is the original Existing Annuitant. By purchasing an individual's right to receive payments, you receive high yield returns while the Existing Annuitant enjoys the benefits of having cash now. The transfer is secured via a State-sanctioned transfer statute. 48 Stataes have now updated their transfer Statutes as it relates to Federal Law HR 2884 and IRC 5891.
What are the benefits of these?
Secondary Market Fixed Term Annuities can provide above average returns for the fixed income portion of a balanced portfolio. Since they guarantee you a payment stream over a fixed period of time at a fixed rate of return, this investment is generally considered to be a good vehicle for "safe money" savings. Insurance companies invest the funds primarily in government securities and high-grade corporate bonds which provide guaranteed interest rates.
Where do these Secondary Market Fixed Term Annuities Originate?
Individuals involved in legal claims for personal injury often accept a structured settlement in which they receive regular, fixed payments over several years and/or lump sums at stipulated times from an annuity. As circumstances change, these individuals, called Existing Annuitants, sometimes need to convert a portion of their guaranteed income into cash now to meet personal needs or settle an estate. They decide to assign their rights to their future annuity payments at a discount to the Deal Team.
The Deal Team, in turn, offers the payment rights to these annuities to Buyers like you. Typically, payments are made regardless of whether or not the Existing Annuitant or the Buyer is alive, meaning these payments are not contingent on any individual's life.
The purchase and sale of annuity payments is governed by a State-sanctioned transfer statute and must be approved by a court which issues an order redirecting payments to you, the Buyer. A judge will review the proposed transfer to determine if it is in the best interests of the Existing Annuitant and then the closing of the payment transfer is completed by a Court Order directing payments to your name, IRA name, intermediate transferor or nominee, or payment assignment trust name.
Who makes the Payments to you?
Payments are paid directly to you by a U.S. based insurance company if you purchase prior to the court transfer date and there are no split payments. If the payments are split between parties or if you purchase after the court transfer date has passed the apportioned payments are irrevocably assigned and paid to you through a bonded third party servicing company. In all situations the US based Insurance Company is backing the payments and they have a credit rating that is generally AAA to A rated by Standard & Poor's. The future payment rights are backed by companies such as New York Life, MetLife, Prudential Life, John Hancock Life, Allstate Life, Hartford Life, CNA, American General Life, Pacific Life, Transamerica Life, Symetra Life, Genworth Life, several other companies and State Lottery's.
Why haven't I heard of Secondary Market Fixed Term Annuities before?
Previously these were only purchased by Institutions and that is why they are not widely known to the general public nor are they widely available to individual buyers though the typical firms you deal with. As such, your Primary Specialist introduced to you through this site will provide You a Unique Opportunity to Purchase Safe, Fixed Returns at Superior Rates.
Where can I Buy and How can I Buy Secondary Market Fixed Term Annuities?
Just complete the form below and you will receive all the details instantly! You can also join the Weekly email List and will receive the details in several hours on business days.
This is the Very Best Place To Purchase High Interest Rate 2nd Market Fixed Term Annuities or what is Known as Purchasing Transferred/Resales of Structured Settlement Annuity Payments on the Secondary Market.
Get in contact with us TODAY and Join all the other Very Happy Buyers.
February 17th, 2012 - Many Cases to Select from. Must enter below to view instantly or join the weekly mailing list to view in several hours. Plus receive the contact information to a Credentialed Professional Expert (ChFC) with 22 Years of experience.
When are you all going to Finally come to the conclusion that this is Truly the SAFE place to be?
Contact us Today by entering below and calling! Only here will you get the True SAFE attractive vehicles! Nobody else has the experience combined with the integrity we do! We do it the right way all the time!
30 Year Treasury Yield/Rate is NOW 3.14%
10 Year Treasury Yield/Rate is NOW 1.99%
5 Year Treasury Yield/Rate is NOW 0.87%
LOOK at the HIGH RATES of Recent Sales Below... Buying 2nd Market Fixed Term Annuities are a NO BRAINER for similar term money Looking a home for 7 to 30 Years OR for Immediate Monthly Income OR for Deferred Monthly Income!
Contact US TODAY!
************************************************************************************************************ 5.00% Effective Annual Interest Rate SOLD on 2/07/2012
$2,000.00per month starting on7/21/2012 for 216 months to 6/21/2030 $432,000.00 -Total in payments you will receive
6.50% Effective Annual Interest Rate SOLD on 1/30/2012 $75,000.00Paid to Youon 7/15/2031 $25,000.00Paid to Youon 7/15/2036 $125,000.00Paid to Youon 7/15/2041
$13,221.23per month starting on 11/01/2040 for 72 months to 10/01/2046 increasing at 3.00% to $15,327.15 per mo. by the last year.
$1,251,251.00 -Total in payments you will receive.
6.50% Effective Annual Interest Rate if You Pay in Full upon Reservation of Case - It was!
SOLD on 1/19/2012
$1,823.10 per month starting on 10/01/2018 for 96 months to 9/01/2026 - 3.00% Increases to $2,242.18 by last year. $3,076.99 per month starting on 10/01/2026 for 168 months to 9/01/2040 - 3.00% Increases to $4,518.66 by last year.
Purchase Price $108,200.00 - 6.00% Effective Interest Rate with the following 8 Payments to YOU
SOLDon 1-13-2012 $34,310.00 on 7-25-2020 $34,310.00 on 7-25-2022 $34,310.00 on 7-25-2025 $34,310.00 on 7-25-2027 $34,310.00 on 7-25-2030 $34,310.00 on 7-25-2032 $34,310.00 on 7-25-2035 $34,310.00 on 7-25-2037
Total in Payments you will Receive is $274,480.00
************************************************************************************************************
Purchase Price $181,557.00 - 6.00% Effective Interest Rate with the following 2 Payments to YOU
$125,000.00 on 9-8-2026 SOLD on 1-09-2012 $400,000.00 on 9-8-2031
A++ Rated By A.M. Best SOLD 11-25-2011 A Excellent By Weiss Ratings
$1,000.00 per month starting on 1/30/2012 for 78 months to 6/30/2018 $2,000.00 per month starting on 7/30/2018 for 133 months to 6/30/2029
$344,000.00 -Total in payments you will receive.
************************************************************************************************************ Purchase Price $93,465.00 - 6.00% Effective Interest Rate with the following 3 Payments to YOU:
CNA Life SOLD $50,000.00 on 2-11-2017 in 5 Yrs
$70,000.00 on 2-11-2022 in 10 Yrs $55,830.00 on 2-11-2027 in 15 Yrs
Total in Payments you will Receive is $175,830.00
************************************************************************************************************ Purchase Price $34,492.00 - 7.00% Effective Interest Rate with the following 2 Payments to YOU
$55,830.00 on 12-24-2027 in 16Yrs SOLD $50,000.00 on 10-28-2028 in 17 Yrs on 11-10-2011
Total in Payments you will Receive is $105,830.00
************************************************************************************************************ 18 Year Pay Back!
Purchase Price $107,657.00 - 5.00% Effective Interest Rate with the following 2 Payments to YOU: New York Life SOLD 11-3-2011 $100,000.00 on 5-29-2020
$100,000.00 on 11-19-2029
Total in Payments you will Receive is $200,000.00 ************************************************************************************************************ Aegon Life (Transamerica) - 7.00% Effective Annual Rate SOLD 11-3-2011 $94,276.00 Purchase Price
$1,000.00 on 5-15-2022 1 payment
$2,802.20 per month Starting 3-10-2026 for 120 months to 2-10-2036 Duration 25 Years
$337,264 is Total Guaranteed Return
*********************************************************************************************************** MassMutual Life - 6.50% Effective Annual Rate SOLD 11-10-2011 $263,160.49 Purchase Price $3,500.00 per month Starting 12-12-2020 for 180 months to 11-12-2035 increasing at 2.00% Annually $4,618.18 by the last year. Duration 24 Years.
Weiss Ratings give higher ratings to the companies backing the above than the USA. Weiss in April has Rated USA Sovereign Debt (US Treasury Debt) at a C rating. Don't believe me? Go to WeissRatings.com look for Sovereign Debt Ratings on the left.
Weiss Ratings Downgrades United States Debt to C-Minus
JUPITER, Florida (July 15, 2011) — Weiss Ratings, an independent rating agency of U.S. financial institutions and sovereign debts, has downgraded the debt of the United States government from C to C-minus.
The C-minus rating for the U.S. reflects a continued deterioration in the weaknesses cited in the Weiss Ratings release of April 28, 2011, including heavy debt burdens, shaky international stability, and poor economic health.
August 5, 2011 ALERT................. Standard & Poor's cuts US Treasury Bond Ratings to AA+ with "Negative Outlook" from AAA
Compare to other Current Market Yields/ Interest Rates as of 2-10-2012:
30 Year Treasury: ..... 3.11%
10 Year Treasury:...... 1.96% 5Year Treasury:....... 0.81%
10 Year Annuity: ....... 3.45% - Rate Guaranteed for 10 Years 5 Year Annuity:........2.90% - Rate Guaranteed for 5 Years Corporate Moody's:.. 3.91% - 20 Year+ to 30 Year Maturities AAA
Municipal Bond:........3.70% - Mixed Quality Long-Term Maturities
Join the other savvy buyers in securing these fantastic safe rates for either future lump-sums and/or future monthly payments.
See the Offer Lists right now 24/7 (list automatically updates every day Many Deals).
Complete the Form Below. Wait for the Thank You Page to Appear. ALL Offerings with full Company names on that Page Instantly for you to view 24/7. Along with all the details including a Buyers Guide plus the listings of recently sold cases. You can view the Offer Sheets for the current month. Then take an action to have it extended details explained.
You get Instant Gratification by completing the Form Below! BUY 2nd Market Fixed Term Annuities once inside.
Highest Standard of Knowledge and Trust
in Financial Planning
You can count on a ChFC®'s expertise.
Your Chartered Financial Consultant® has completed the most extensive educational program required for any financial services credential. Each ChFC® has taken eight or more college-level courses on all aspects of financial planning from The American College, a non-profit educator with the highest level of academic accreditation.
The average study time for the program is over 400 hours, and advisors frequently spend years earning this coveted distinction. Each ChFC® must also complete a minimum of 30 hours of continuing education every two years and must meet extensive experience requirements to ensure that you get the professional financial advice you need.
You can count on a ChFC®'s integrity.
Advisors with the ChFC® designation are required to serve you with the highest level of professionalism. The authority to use the ChFC® mark is granted by the Certification Committee of the Board of Trustees of The American College, and that privilege is contingent on adherence to strict ethical guidelines. All ChFC® advisors are required to do the same for clients that they would do for themselves in similar circumstances, the standard of ethical behavior most beneficial for their clients.
THE COMMITMENT OF A ChFC®
In all my professional relationships, I pledge myself to the following rule of ethical conduct: I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself.